Overview
The Long-Term Loan is designed for members planning major investments or long-term financial projects. Whether you want to start or expand a business, build a home, pay for higher education, or invest in assets, this loan gives you the support and flexibility you need to achieve your goals.
At Aeonian Amaranthine Limited, we believe in creating opportunities for growth — and our long-term loan is a stepping stone toward lasting financial independence.
Features of the Long-Term Loan
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Eligibility: Members with at least 12 months of continuous savings and an active record of participation.
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Loan Limit: Up to 3 times (300%) of total savings, based on repayment ability.
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Interest Rate: 12% per annum, calculated on the reducing balance.
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Repayment Period: 6 to 24 months, depending on loan amount.
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Guarantee: May require co-guarantee from other AAL members for high-value loans.
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Application Process: Available through your AAL dashboard or the Loan Department.
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Disbursement: Direct transfer to member’s verified bank or mobile account.
Benefits of the Long-Term Loan
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Affordable and predictable interest rate — making repayment easy to manage.
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Flexible repayment periods suited for big projects.
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High borrowing limit for members with a strong savings record.
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Encourages asset building through home ownership, education, or business expansion.
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Supports long-term goals — helping members move from survival to success.
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Fully transparent process with real-time updates on application status.
Ideal for:
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Business expansion or startup funding
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Land or home purchase
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Education and tuition fees
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Vehicle purchase or investment projects
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Farming and agri-business initiatives
Why Choose AAL’s Long-Term Loan?
The Long-Term Loan represents more than financial assistance — it’s an investment in your future.
It’s a tool for members who want to turn their dreams into tangible results while maintaining trust, transparency, and stability.
Aeonian Amaranthine Limited ensures that every loan is guided by fairness and clear communication, giving you confidence as you build a better tomorrow.