Standard Savings Plan (KES 1,000 per Month)
The Standard Savings Plan is designed for individuals who are ready to take their savings journey to the next level. It’s the most popular plan among AAL members because it balances affordability with meaningful growth.
With a monthly contribution of KES 1,000, this plan allows you to save consistently, qualify for larger loans, and enjoy more benefits from welfare and subsidy programs.
Features of the Standard Plan
Monthly contribution: A manageable KES 1,000 per month.
Flexible payment options: You can contribute weekly or monthly based on what works best for you.
Access to real-time records: Through your online dashboard, you can view your total savings, loans, and welfare status anytime.
Loan eligibility: Members qualify for loans after maintaining consistent savings for 6 months. The higher your savings, the higher your loan limit.
Welfare participation: You are fully included in the organization’s welfare programs, providing support in times of need.
Transparency: Every shilling saved or borrowed is recorded digitally for easy tracking.
Benefits of the Standard Plan
Builds steady financial growth — Encourages consistent savings that lead to stability and progress.
Increases borrowing power — Larger and longer-term loans are available to members in this plan.
Supports future investments — Helps you prepare for business, education, or personal development goals.
Flexible and realistic — The KES 1,000 monthly contribution fits most working-class and self-employed members.
Encourages discipline — Strengthens financial habits that lead to long-term success.
Full access to welfare and subsidy programs — Members can receive assistance in times of emergency, illness, or other life challenges.
Who Can Join This Plan
The Standard Plan is ideal for:
Employed individuals who can save a little more each month
Business owners or entrepreneurs growing their ventures
Members transitioning from the Basic Plan and seeking higher benefits
Families and couples planning their financial future
Why Choose the Standard Plan
This plan is perfect for anyone seeking financial stability and flexibility. It’s designed for those who want to see real growth while maintaining comfort in their monthly contributions.
The Standard Plan helps you balance short-term needs with long-term goals. It gives you the confidence to plan for major life milestones — such as education, family, or business — while staying financially secure.